The optimistic card care shop: clear restoration, cheap deals, and a fast-growing kitty.
Max Revive should launch as a trusted card care and deal-making shop: buy dirty or under-loved cards cheap, clean grime properly, record treatment clearly, resell better, and use store credit, consignment, YouTube, shows, coffee, and transparent $99 packs to turn heavy interest into repeatable cashflow.
Month-one card care target
1 card/day
Target average care job
$100 AUD
Tier 1 monthly GP target
$30k-$40k
Launch rent
$560/week
Mystery pack price
$99
Lean startup budget
Spend where trust and buying power show
The cheap launch is not meant to look cheap. It should look safe, active, and honest, while leaving the biggest pile of cash possible for stock and good deals.
| Item | Budget | Priority | Operator note |
|---|---|---|---|
| Opening stock kitty | $10,000 | Must have | Fast-turn singles, messy collections, bulk bins, and opportunistic buying power. |
| One month rent offer | $2,427 | Must have | $560/week converted to a monthly launch allowance before outgoings or bond pressure. |
| Repaint contribution | $1,500 | Must have | Keep it clean, bright, and trustworthy; avoid custom fitout unless it pays back immediately. |
| Glass cabinets | $2,000 | Must have | Used cabinets are fine if they lock, light well, and make consignment feel safe. |
| Signage | $1,000 | Must have | One clear fascia/window sign and QR decals; no expensive brand fitout until demand proves it. |
| Safe and lockable storage | $1,200 | Must have | A quality safe, lockable drawers, numbered bags, and a storage log protect trust. |
| EFTPOS terminal | $0-$150 setup | Must have | Use a simple terminal with transparent fees; cash preference should never mean no receipt. |
| Insurance launch allowance | $700 | Must have | Public liability, contents/stock, theft, and custody exposure need broker confirmation. |
| Care tools and photo bench | $800 | Must have | Lighting, macro setup, sleeves, gloves, controlled humidity gear, cleaning supplies, and QA logs. |
| Packaging and storage | $700 | Must have | Toploaders, sleeves, graded bags, team bags, mailers, labels, bins, and intake tubs. |
| Coffee starter setup | $500 | Nice leverage | Simple machine and consumables; sell coffee, but comp the customers worth keeping close. |
| Contingency | $1,500 | Do not skip | The cheap plan still needs breathing room for bond, minor repairs, extra locks, and opening week surprises. |
| Lean cash target before bond/outgoing variance | About $22k-$24k, with $10k of that held as stock-buying power. | ||
Do not overfit the shop
The shop needs clean paint, cabinets, a safe, signage, lighting, storage, and a strong counter. It does not need expensive joinery or dead sealed-product shelves.
Use consignment to look bigger
Cabinets should feel full quickly, but the cash should stay in stock buying power and card care throughput. Consignment creates depth without inventory risk.
Buy only with a clear exit
Every owned-card buy should have a target channel before money leaves the kitty: cabinet, Marketplace, show, bulk bin, YouTube deal breakdown, or mystery-pack allocation.
Keep the first hire away from treatment
Admin, photos, listings, packing, coffee, and intake can be delegated first. The owner remains the trusted card-care operator until the SOPs are boringly reliable.
Revenue tiers
Tier 1 is already high
The plan assumes strong demand from day one. The goal is not to stay small; it is to keep capital outlay low until the business proves which streams are pulling hardest.
| Stream | Tier 1: High | Tier 2: Very high | Tier 3: Breakout | Why it works |
|---|---|---|---|---|
| Card care/restoration | $9k-$12k | $20k-$25k | $40k+ | Highest-trust, highest-margin engine; starts with one $100 job/day and grows through waitlist pressure. |
| Owned card flips | $25k sales / $10k GP | $50k / $22k GP | $90k / $40k GP | Buy under-loved cards cheaply, clean properly, photograph properly, record treatment, then sell into trust. |
| Bulk $1 into $5 cards | $5k / $3k GP | $12k / $7k GP | $25k / $15k GP | Binder bins, theme bundles, trade-night boxes, and low-ticket repeat sales that keep people browsing. |
| Consignment commission | $3k-$5k GP | $8k-$12k GP | $18k+ GP | Fill cabinets without buying stock; use boosted store-credit payouts to keep sellers inside the ecosystem. |
| $99 mystery packs | 40 packs / $1.6k-$2.4k GP | 120 packs / $5k-$7k GP | 300 packs / $12k-$18k GP | Transparent collector packs with a published floor, average, ceiling, chase list, and build evidence. |
| Card shows | $2k-$4k GP | $6k-$10k GP | $15k+ GP | Best used for buying, intake, content, and consignment leads, not just table sales. |
| Coffee | $300-$700 GP | $1k-$2k GP | $3k+ GP | Retention and dwell-time tool first; free coffee for good customers is relationship marketing. |
| YouTube ad revenue | $0-$500 | $500-$2k | $3k-$10k+ | Treat ad revenue as upside; the real value is proof, reach, search traffic, and deal flow. |
Card Care Code
Public promise: clean grime, reduce curl, improve presentation, and disclose what was done. Never trim, recolour, rebuild corners, add gloss, hide damage, or sell altered cards.
Cash and credit engine
Offer fair cash, better store credit, and boosted consignment credit. Cash gets recorded properly; store credit keeps the kitty alive and turns sellers into buyers.
Cheap shop, big signal
The 40m2 shop is an intake desk, care studio, content set, buy desk, and trade hub. It does not need to carry expensive dead stock to feel busy.
Card care pricing ladder
Month one proof target is one $100 card-care job per day. The ladder makes free advice easy, but moves serious customers into paid work quickly.
Free counter condition check
FreeFast trust builder that turns visitors into card-care, trade, buylist, or consignment leads.
Basic grime/surface care
$49Dust, fingerprints, sleeve residue, grime, and safer handling presentation.
Humidity/curl care
$99Controlled humidity/rest period for curling and warping where the card is suitable.
Premium prep session
$149Assessment, approved surface care, humidity if suitable, final photos, and disclosure notes.
Dealer batch care
$35-$75/cardVolume pricing for repeat sellers, resellers, and show dealers with clear intake caps.
Express 48-hour queue jump
+30%-50%Limited paid priority lane that never displaces high-risk custody obligations.
Clear resale economics
The best stock is under-loved, badly presented, locally sourced, and bought at a margin that leaves room for honest treatment, fees, and reinvestment.
| Deal | Cost | Sell | GP |
|---|---|---|---|
| Dirty card bought cheap | $40 | $100 | $60 |
| Bulk card | $1 | $5 | $4 |
| $99 mystery pack | $55-$65 | $99 | $34-$44 |
| Consigned card | $0 stock cost | 20%-30% cut | Pure commission |
Store-credit offers
Cash buy
50%-65% of realistic sold compFast, clean, and honest, but protects the cash kitty.
Store credit
70%-85% of realistic sold compThe default growth weapon: customers feel rewarded while cash stays in the business.
Trade-up credit
+5% bonus when spent same dayTurns one collection sale into a showcase sale, pack sale, or card-care booking.
Card care by trade
Accept cards at credit rateConverts people who are cash-light into paying card-care customers.
Consignment payout as credit
+5%-10% over cash payoutKeeps sellers returning and builds a closed-loop collector economy.
Clean cash strategy
Cash is preferred, records are non-negotiable
Every cash sale still goes through POS, gets reconciled daily, and is banked regularly. The brand cannot ask collectors to trust card notes while being loose on cash.
Cash saves leakage
At a 1.6% card fee, every $10,000 paid by card costs about $160. At high volume, a 50% cash mix can save hundreds to more than a thousand dollars per month.
Use positive incentives
Use store-credit bonuses, trade-night perks, and free coffee for good customers rather than dodgy cash-only behaviour.
$99 mystery packs without the stink
Mystery packs can drive content and repeat visits, but only if the offer feels curated and transparent rather than gambling-adjacent.
Every $99 pack has a guaranteed minimum stated marked value.
Publish the pack floor, average, ceiling, number of packs, and chase cards before sale.
Film or photograph the build process and keep a private build sheet.
Avoid fake comps, inflated values, or wording that implies everyone can win.
Sell in-store, at shows, through owned channels, and only on marketplaces where policy allows it.
Consignment tiers
Consignment turns interest into cabinet depth without draining stock cash. Boosted store-credit payout keeps sellers inside the Max Revive economy.
In-store only
20%Seller provides the clean card; Max Revive displays, sells, records, and pays out.
Online/listed/posted
25%Max Revive photographs, lists, handles messages, packs, posts, and manages buyer risk.
Care + photos + listing
30%Full-service consignment with intake record, card care disclosure, photos, listing, and sale handling.
Positioning
Max Revive is positioned as the clear-notes card care and deal-making shop, not a hidden-alteration operation.
The strongest wedge is visible trust: treatment tags, intake photos, condition notes, and public refusal to trim, recolour, rebuild, gloss, or hide defects.
The store should be loud about demand and ambition while keeping capital outlay lean until the highest-pull streams prove themselves.
Offer Architecture
Use free condition checks to generate walk-ins, then convert serious cards into $49, $99, $149, express, or dealer-batch services.
Keep card care separate from grade promises: presentation, safer handling, grime removal, and controlled humidity are the offer.
Use treated-card disclosure tags on any card the shop later sells: untreated, surface cleaned, humidity treated, or damaged/binder copy.
Cash And Credit
Cash is preferred because it reduces payment leakage, but every sale still goes through POS and daily reconciliation.
Store credit is the default growth weapon: it keeps cash inside the business and nudges sellers into trading up.
Offer better rates for store credit, trade-up credit, card-care-by-trade, and consignment payout as credit.
Operating Model
One owner works the shop at all times; the first hire should be admin, intake, photos, listing, coffee, and packing help, not treatment ownership.
Every high-value card gets front/back photos, condition notes, treatment scope, storage location, and payout or pickup record.
The store layout should prioritise intake, locked display, visible trust, content capture, safe storage, bulk bins, and a compact care bench.
Revenue Model
Hero margin comes from card care, dirty-card flips, bulk $1-to-$5 bins, consignment commission, and transparent $99 mystery packs.
Coffee is retention first and profit second: sell it normally, but comp good customers to increase dwell time and loyalty.
YouTube ad revenue is upside; the real YouTube value is proof, trust, search traffic, deal flow, and content-driven authority.
Trust Controls
Mystery packs need a published floor, average, ceiling, chase list, pack count, and build evidence.
Consignment needs signed intake, agreed reserve, photos, payout timing, and treatment disclosure if care is performed.
Avoid official logos, character artwork, proprietary card art in advertising, and wording that implies brand or grader endorsement.
Competitive read
The market already understands grading, buying, and card restoration. Max Revive should win by making the custody record, disclosure posture, and customer portal feel more serious than the typical hobby-service flow.
Card Revive
Direct restoration competitorMax Revive needs sharper custody, disclosure, and portal trust proof, not just similar before/after claims.
Alpha Card Grading
Premium Sydney grading trust brandBorrow the seriousness of grading-company UX while staying clearly independent from grading outcomes.
Urban Empire Collectables
Large Newcastle store and PSA-authorised dealer positioningNewcastle is active but competitive; Max Revive should use partner drop-off and show presence before signing a major lease.
Local hobby stores and Facebook sellers
Buying and bulk-card flow already happen offlineThe cheap-card acquisition desk must be transparent, fast, and receipt-driven to avoid trust erosion.
Disclosure operating doctrine
The business can sell conservation, but the system should behave as if every treated card might later be resold, graded, disputed, or inspected under strong light.
No grade promises
All customer copy should say aesthetic conservation, surface refresh, cleaning, polishing, pressing, or structural correction only where accurate. Never imply a PSA/BGS/CGC grade result.
Disclosure by default
Receipts, portal records, and final reports should tell customers that resale disclosure may be required where treatment affects a buyer's view of condition, originality, grade potential, or value.
Photo evidence before touch
Every card gets front, back, corner, edge, and defect photos before treatment. This protects customers and the operator if a defect already existed.
Risk language must match the work
Secret Sauce and Elixir can be positioned as 2-3 day surface services, but holo restoration, polishing, cleaning, or surface refresh language should stay visible in the quote and receipt.
Sydney storefront strategy
Rent stays cheap when the shop is an intake studio
The storefront should be a trust surface, drop-off point, and buy desk. Avoid trying to out-inventory established TCG shops in CBD, Parramatta, Chatswood, Liverpool, Ashfield, or Newcastle.
Canterbury, Campsie, Lakemba
18-35 sqm, street access, under $550/week ex GST before outgoings
Why it fits
Train-linked, dense, and accessible from the inner west, south west, and CBD.
Early research shows stronger visible TCG nodes around Ashfield, Liverpool, Parramatta, Chatswood, Concord West, and Greenacre than this corridor.
A service counter model suits a compact tenancy better than a full hobby-store footprint.
Watchouts
Verify nearby competitors on Google Maps before signing.
Avoid leases with heavy make-good, long terms, or high undisclosed outgoings.
Rockdale, Arncliffe, Kogarah
20-40 sqm near station or main road, under $650/week ex GST
Why it fits
Good cross-city access without paying inner-city rent.
Useful for customers who want local drop-off but do not want to post valuable cards.
Close to airport/logistics routes for Australia-wide parcels.
Watchouts
May need stronger paid search because collector foot traffic is less obvious.
Choose visibility and parking over high-street prestige.
Bankstown, Punchbowl, Chullora fringe
Sub-$500/week service retail or kiosk-style frontage
Why it fits
Likely better rent leverage and strong Facebook Marketplace/local pickup behaviour.
Works for a cash-for-cards desk that buys bulk and lower-end collections cheaply.
Can operate as a drop-off hub first and expand retail later.
Watchouts
Greenacre already has visible card-shop activity, so position as conservation and buying, not another sealed-product shop.
Security and custody controls must be obvious from day one.
Newtown, Marrickville, Sydenham
Tiny sub-25 sqm shopfront, close to $500/week ex GST
Why it fits
High awareness and walk-by traffic can help launch quickly.
The micro-shop model is plausible if the shop is an intake studio, not a stock-heavy retailer.
Good for premium brand perception and content capture.
Watchouts
Usually too expensive for the cheap-rent thesis.
Do not let rent force a broad retail inventory strategy.
Storefront operating model
Premises
Treat the storefront as an intake studio: counter, lockable display, photo station, humidity-controlled treatment room out of view, and secure storage.
Opening hours
Start with three public days plus appointment-only windows. The aim is reliable drop-off and buying, not seven-day retail payroll.
Inventory
Avoid broad sealed stock. Use cheap bulk bins, discounted damaged/playable singles, and a small showcase of restored before/after examples.
Buying policy
Make low cash offers transparent. Separate bulk floors from individually priced hits and document seller acceptance with photos.
Custody
Visible CCTV, sealed intake bags, order numbers, photo logs, locked drawers, and a customer portal are the trust product.
Legal posture
Use conservation language, avoid grade promises, display the waiver workflow, and keep independent-service disclaimers visible.
Marketing channels
Cash-for-cards buy desk
Acquire cheap raw cards and collections while turning sellers into service leads.Publish transparent floor ranges for bulk, holos, modern hits, damaged cards, and slabs. Pay by PayID, issue photo receipts, and require ID checks for high-value purchases.
Drop-off appointment hub
Convert local trust into paid restoration submissions.Require the online manifest before handover, offer 15-minute intake windows, photograph cards immediately, and give customers a QR portal link before they leave.
Google Maps and local SEO
Win intent-heavy searches before paid ads scale.Build pages and posts around 'sell Pokemon cards Sydney', 'Pokemon card restoration Sydney', 'card cleaning Sydney', 'bulk Pokemon cards Sydney', and suburb-specific drop-off terms.
Facebook Marketplace and collector groups
Meet bulk sellers where cheap local collection supply already moves.Run a weekly buyer price list, use suburb-targeted posts, and keep the tone helpful: fast cash, honest condition calls, no grading hype.
Card shows and pop-up intake days
Build credibility with collectors who already trade in person.Table at Newcastle/Sydney card events, offer on-the-spot condition triage, QR quote forms, and post-event drop-off windows.
Partner desks
Expand drop-off coverage without signing multiple leases.Partner with non-competing hobby stores, repair shops, and collectible resellers for referral fees or scheduled collection days.
Launch scorecard
These are the first numbers worth watching because they prove trust, capacity, and rent discipline before the brand spends heavily.
Card care jobs
1/day in month one
Proves the pure-margin trust wedge before scaling retail risk.
Same-day intake photos
95%+
Trust moat and dispute prevention.
Store-credit acceptance
45%+
Keeps cash in the kitty while customers feel better rewarded.
Cash share
50%+
Reduces payment leakage while still recording every sale properly.
Consignment sell-through
25%+/month
Validates cabinet depth without tying up stock cash.
Rent to gross profit
< 10%
Keeps the 40m2 shop cheap enough to stay aggressive.
Operating cadence
The work rhythm should keep the 2-3 day Secret Sauce and Elixir promise from colliding with high-value Max Revive treatments.
Daily
Photograph new intake before any treatment.
Clear payment exceptions before QC release.
Update portal events for every order touched that day.
Twice weekly
Batch Secret Sauce and Elixir work into 2-3 day lanes.
Review overdue tasks and declared-value custody exposure.
Reconcile drop-off manifests against physical storage locations.
Weekly
Publish buy desk floor ranges and suburb-specific posts.
Review conversion from quote to paid submission.
Audit one completed order end-to-end for photo, waiver, and shipping evidence.
Build workstreams
What must be true before launch
Publish the Card Care Code and refusal list on the counter, website, invoices, and listings.
Add treatment tags for untreated, surface cleaned, humidity treated, and damaged/binder copy cards.
Use final report language that says presentation improvement, never grade improvement.
Post weekly cash and store-credit ranges for bulk, hits, slabs, damaged cards, and messy collections.
Launch the trade-up bonus and card-care-by-trade offer from day one.
Use shows and Marketplace for buying and consignment leads, not only sales.
Run all cash through POS, reconcile daily, and bank regularly.
Reinvest 70%-90% of surplus until the kitty reaches $30k-$50k.
Buy only stock with obvious margin or fast-turn demand; use consignment for cabinet depth.
Post daily Shorts: grime removal, curl care, clear-boundary education, bulk finds, and deal breakdowns.
Launch transparent $99 pack drops only with floor, average, ceiling, chase list, and build evidence.
Use coffee as a retention tool: sell it, but comp good customers and serious traders.
Scale triggers
When to add structure without bloating the launch
The business should stay lean until demand proves it. These triggers tell the owner when to add waitlists, admin help, credit controls, and proper growth lanes.
Create intake cut-off times and a visible waitlist before quality starts slipping.
Batch low-risk services and reserve owner focus for premium care, disputes, and high-value cards.
Add casual help for photos, listings, packing, coffee, and cabinet/admin work.
Track redemption weekly and cap boosted credit offers if too much future margin is already promised.
Separate emergency reserve, stock-buying float, tax/GST set-aside, and owner draw policy.
Open mail-in care, dealer accounts, pack drops, and show circuit as structured lanes, not random extra work.
Unit economics hypothesis
A balanced launch mix could target 20% Max Revive, 25% Secret Sauce, 25% Mini Max Revive, and 30% Elixir by card count. At the current rate card, that mix supports a premium average order without requiring a high-risk grading promise.
Labour capacity should be governed by high-value singles first. Elixir creates trust, data, and recurring volume, but the brand should avoid becoming a low-margin bulk cleaning shop.
Technical architecture
12 and 24 month plan
Start cheap, then scale the heat
Prove the heat
Hit 1-3 card-care jobs per trading day and make every job visible with photos and care notes.
Launch store credit, buy messy collections, trial 25 transparent $99 packs, and post YouTube Shorts daily.
Build $1-$5 bulk bins and use free coffee for good repeat customers.
Turn interest into a machine
Reach 5-8 card-care jobs per day and open dealer batch pricing.
Attend shows for buying, intake, content, consignment, and mystery-pack drops.
Reinvest most profit into fast-turn stock, secure storage, content, and cash buying power.
Own the clear card-care niche
Build a waitlist, launch mail-in card care, run monthly trade nights, and target Tier 1+ numbers.
Keep treated-card tags visible: untreated, surface cleaned, humidity treated, damaged/binder copy.
Track stock turn, store-credit liability, cash/card mix, and consignment sell-through weekly.
Scale without losing trust
Add dealer accounts, regular pack drops, long-form YouTube, and a show circuit.
Hire admin help for intake, photos, listings, coffee, and packing only after the owner is overloaded.
Keep the owner as the trusted treatment operator until SOPs and quality control are bulletproof.
First 90 days
Validate supply and throughput
Validate the suburb before signing
Map every card shop within 25 minutes of each candidate suburb.
Post suburb-specific buy ads and track seller replies by postcode.
Inspect only tiny tenancies with low outgoings and short assignment risk.
Launch without looking unfinished
Open Google Business Profile, Apple Business Connect, Instagram, TikTok, and Facebook pages.
Publish buyer floor ranges and restoration service pages before the first flyer drops.
Photograph the intake desk, photo rig, packaging station, and secure storage.
Drive sellers and submissions
Run suburb-radius ads for 'sell Pokemon cards near me' and 'Pokemon card cleaning Sydney'.
Host one Saturday bulk-buy day and one appointment-only restoration intake night per week.
Collect testimonials around communication, photos, and safe handling rather than grade outcomes.
Turn trust into repeatable acquisition
Launch referral credit for customers who bring in collections or paid submissions.
Add monthly content: before/after conservation notes, bulk-bin finds, and packing education.
Review rent-to-gross-profit and close any channel that only brings low-margin bulk.
Risk controls
Hidden-alteration perception
HighPublish the Card Care Code, treatment tags, before/after evidence, and refusal list: no trimming, recolouring, filler, gloss, glue, or hidden alteration.
Grading outcome claims
HighUse presentation and handling language only. No PSA 10 prep, no grade guarantees, and no implied grader approval.
Mystery-pack trust
HighPublish floor, average, ceiling, chase list, number of packs, and build evidence. Avoid eBay repacks unless policy permits.
Cash handling
HighRecord every cash sale through POS, reconcile daily, bank regularly, and use clean cash preference rather than cashie behaviour.
Operational backlog
MediumUse waitlists, express fees, daily WIP caps, and hire admin/photo/listing help before treatment quality slips.
Research sources
Calculator
Month-by-month estimator
Use this as the working HTML calculator for each month. It separates card care, flips, bulk, consignment, mystery packs, coffee, YouTube, cash/card mix, reinvestment, owner draw, and ending kitty.
Optimistic card care, trading, cash and kitty model
Change the assumptions for each month. The model treats card care as near-pure gross profit, owned stock as margin, consignment as commission, and cash as a cleanly recorded payment mix that reduces card-fee leakage.
Processed GMV
$61,860
Monthly gross profit
$34,295
$11,000 card care revenue
Net before owner wage
$29,473.45
$4,326.67 fixed cost load
Ending kitty
$15,368.36
$22,105.09 reinvested into stock
Card care demand
Trading and bulk
Consignment and packs
Community upside
Cash and kitty
Edit each month and watch the kitty build
Pick a month, change its assumptions, and the year-one table rolls the ending kitty forward automatically. Month one uses the opening kitty; later months inherit the prior month's closing cash after owner draw and reinvestment.
Year 1 GP
$731,582.50
Year-end kitty
$144,953.29
M1: Card care demand
M1: Trading and bulk
M1: Consignment and packs
M1: Community upside
M1: Cash and kitty
| Month | Care/day | Owned sales | Packs | Consign GMV | Gross profit | Net before draw | Reinvest | Owner draw | End kitty |
|---|---|---|---|---|---|---|---|---|---|
| M1 | 1.0 | $8,000 | 0 | $2,000 | $6,520 | $2,074.18 | $1,763.05 | $0 | $8,311.13 |
| M2 | 1.5 | $12,000 | 25 | $4,000 | $11,377.50 | $6,837.79 | $5,812.12 | $0 | $9,336.80 |
| M3 | 2.5 | $18,000 | 40 | $8,000 | $20,380 | $15,703.67 | $13,348.12 | $0 | $11,692.34 |
| M4 | 4.0 | $25,000 | 60 | $14,000 | $32,015 | $27,209.29 | $22,277.90 | $1,000 | $15,623.74 |
| M5 | 5.0 | $32,000 | 75 | $18,000 | $40,620 | $35,682.33 | $29,479.98 | $1,000 | $20,826.09 |
| M6 | 6.0 | $38,000 | 90 | $24,000 | $50,365 | $45,287.37 | $37,644.27 | $1,000 | $27,469.19 |
| M7 | 7.0 | $45,000 | 110 | $30,000 | $61,715 | $56,469.13 | $45,873.76 | $2,500 | $35,564.56 |
| M8 | 8.0 | $52,000 | 125 | $36,000 | $72,090 | $66,690.41 | $54,561.85 | $2,500 | $45,193.13 |
| M9 | 9.0 | $60,000 | 150 | $42,000 | $86,640 | $81,187.11 | $59,015.33 | $2,500 | $64,864.90 |
| M10 | 10.0 | $70,000 | 175 | $50,000 | $101,190 | $95,547.71 | $68,660.79 | $4,000 | $87,751.83 |
| M11 | 11.0 | $80,000 | 200 | $58,000 | $115,930 | $110,098.32 | $79,573.74 | $4,000 | $114,276.41 |
| M12 | 12.0 | $90,000 | 240 | $65,000 | $132,740 | $126,707.51 | $92,030.63 | $4,000 | $144,953.29 |
| Year 1 total | $731,582.50 | $669,494.83 | $510,041.54 | $22,500 | $144,953.29 | ||||